Training Information

Training Method: Face-to-Face

Training Date and Time: Specified in group names.

Training Duration: 24 Hours (4 Days × 6 Hours)

Training Venue: Bursa Uludağ University Görükle Campus, Faculty of Economics and Administrative Sciences, Block C
In 80 other provinces outside Bursa, if the minimum number of participants is reached, face-to-face training will also be scheduled on planned dates in your city.

Number of Participants: Minimum 20, maximum 30 participants per group.

• If fewer than 20 participants apply, the fees will be refunded, and the training will not be held.

• For groups with more than 30 participants, new groups will be created based on registration priority.

• Training venue, schedule, and times will be communicated to participants in advance via WhatsApp.

Training Fee: 5,000 TL (including 10% VAT)

Certificate: A Certificate of Participation will be issued to those who attend at least 80% of the program.

Training Objective

This training aims to equip participants with the competency to accurately and legally perform calculations required in disputes arising from banking transactions and financial contracts, such as interest, expenses, loan repayment, restructuring, and collateral analysis.

Important:
This training has been designed to enhance the professional development and knowledge of those who meet the qualifications announced by the Department of Expertise, including the requirement of at least 5 years of professional experience in the relevant field.

The certificate obtained from this training cannot be used as documentary proof of 5 years of work experience in this field.

[Link: Expert Witness Subspecialty Qualifications]

3. Training Content (Course Plan)

Day 1:

• Introduction to Banking Legislation

  • Banking Law, Consumer Loans Regulation, BRSA regulations

  • Types of loans: consumer, commercial, auto, and housing loans

  • Analysis of bank contracts and financial documents

• Interest and Repayment Calculations

  • Fixed and variable interest applications

  • Annual percentage rate and effective interest calculation

  • Early repayment and restructuring calculations

Day 2:

• Review of Fees and Deductions

  • File fees, commissions, insurance, and other legal/unlawful deductions

  • Refunds of fees in line with Court of Cassation rulings

  • Calculation methods in Consumer Arbitration Board decisions

• Collateral and Mortgage Loans

  • Analysis of mortgages, pledges, guarantees, and letters of guarantee

  • Valuation and analysis of immovable collaterals

  • Calculations in cases of collateral surplus or deficiency

Day 3:

• Non-Performing Loans and Restructuring Processes

  • Legal proceedings, restructuring, and non-performing loan operations

  • Term extensions and re-pricing calculations

  • Risk classification and collection scenarios

• Applied Case Calculations (I)

  • Interest and fee calculations on an actual loan file

  • Determination of refundable amounts

  • Recalculation of debt in installment loan defaults

Day 4:

• Applied Case Calculations (II)

  • Analysis of credit card statements

  • Control of interest/commissions on statement basis

  • Writing of expert witness reports: references, formulas, and explanatory sections

• Expert Witness Reporting Standards

  • UYAP-compliant reporting format

  • Preparation of calculation tables and justifications

  • Common mistakes and case law examples

Important Information

• A Certificate of Participation will be issued to those with at least 80% attendance.

• Certificates will be sent via PTT Cargo after training.

• Participants are responsible for ensuring their contact details are up to date.

• For all questions: usem@uludag.edu.tr

• Payments can only be made online.

• Installments are not available for credit card payments.

• For corporate invoices: 0850 840 8543

• Attention: In case of cancellation after final registration, refunds may take approximately 1 month due to internal revolving fund procedures.